Most commercial insurance policies are unlikely to cover pandemics or unspecified notifiable diseases, such as COVID-19.
However, those businesses which have an insurance policy that covers
government ordered closure and pandemics or government ordered closure
and unspecified notifiable disease should be able to make a claim
(subject to the terms and conditions of their policy).
Insurance policies differ significantly, so businesses are encouraged
to check the terms and conditions of their specific policy and contact