Most commercial insurance policies are unlikely to cover pandemics or unspecified notifiable diseases, such as COVID-19.
However, those businesses which have an insurance policy that covers
government ordered closure and pandemics or government ordered closure
and unspecified notifiable disease should be able to make a claim
(subject to the terms and conditions of their policy).
Insurance policies differ significantly, so businesses are encouraged
to check the terms and conditions of their specific policy and contact
their providers.